Moniz is a native of Fall River, Massachusetts. He graduated from B.M.C. Durfee High School. Moniz began his coaching career immediately following graduation and has coached for several years in the community. In 1992, Moniz helped found the Fall River Falcons Pop Warner program and served as President for five years.
Moniz earned his Associates degree in Liberal Studies and Occupational Therapy from Bristol Community College. He is currently a Certified Occupational Therapist Assistant in Massachusetts.
Moniz currently resides in New Bedford, MA with his wife, Karin, their children Benjamin and Emma. Also, Steve has two adult children Kristen Wells, Justin Moniz and a granddaughter Lillian Grace Wells.